High-Risk Merchant Accounts & Processing

Secure, accessible payment solutions and card processing for high-risk industries.


Pioneering Secure Payment Solutions for High-Risk Merchants

We specialize in providing cutting-edge payment solutions tailored specifically for high-risk merchants. We understand the unique challenges and complexities faced by businesses operating in high-risk industries and have developed innovative technologies and robust strategies to ensure secure transactions and reliable payment processing.

Our team of experts is dedicated to staying ahead of the curve in the ever-evolving payment processing landscape. By leveraging the latest advancements in encryption, fraud detection, and risk management techniques, we offer our clients peace of mind, knowing their transactions are protected against potential threats.


Making payments available for all

Snappay  is on a mission to create the most accessible financial services ecosystem in history. To do so, we are building the global operating system for fintech, starting with payments.

Moving money is a fundamental human activity and critical to the health of our global economy. However, innovation from established financial services providers has failed to keep pace with the needs of innovative SaaS platforms and their users. Since our founding in 2015, Snappay has been rewriting the financial services industry one API at a time to lower barriers to entry, drive competition, and make the financial system more equitable and accessible for people around the world.

We believe every business should have access to the best and most innovative payment technology—and that they should earn the bulk of the economic benefit. To accelerate access to payments and fintech for the greater good, we need to remove the technical, compliance, regulatory, and global barriers to entry.


We pair online merchants with the most reputable acquiring banks in the market.


Low to High-Risk Industries

We have been building close relationships with over twenty acquiring partners across the globe.


Increase Your Conversion Rate

ACH, virtual prepaid cards, Pix, SEPA, iDeal, GiroPay, AliPay, WeChat and many more.


Optimize Your Customer Journey

Custom features and risk & fraud mitigation tools to decrease overall chargebacks.


Card Schemes Rules & Regulations

Weekly updates and strategies to remain in full compliance.


Improve Your Internal Payment Operations

Innovative ideas when it comes to a payment and risk internal structure.


International Business Partner Payout Solutions

To grow your business internationally through affiliates and other business partners.

Leading high-risk merchant services providers

The acquirer-agnostic gateway allows the merchant to partner with any bank and to have multiple Merchant IDs (MIDs) within the same integration.

Receive early warnings of any chargebacks raised with our chargeback defender tool so you can turn them into refunds and reduce costs.

Powerful and flexible card verification and security tools allow you to confirm details like security cards and customer addresses.

Why choose us?
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We Specialize in High Risk Business

Empowering High-Risk Merchants with Secure Payment Solutions

Our mission at Snappay  is to empower high-risk merchants by providing secure payment solutions that enable them to operate confidently in today’s dynamic marketplace. We understand the challenges and obstacles faced by businesses in high-risk industries and are committed to helping them navigate these challenges with ease.

We handle the KYC process so your merchants can onboard quickly and start accepting payments.

Merchants can manage onboarding, transactions, reporting, chargebacks, user access and more with our complete Merchant Center.

Our Partner Center has powerful capabilities offering sophisticated reporting, analytics, support and customization.


What Our Client Say About Us

Our experience with Snappay has been nothing short of outstanding. Their platform offers seamless integration, robust security features, and lightning-fast transaction processing. With responsive customer support available round the clock, we have peace of mind knowing that our payments are in safe hands.

Niyi Yusuf

Snappay has truly transformed the way we conduct transactions. Their intuitive interface, coupled with a wide range of payment options, has significantly improved our customer experience. The platform's advanced analytics also provide valuable insights into our sales performance, helping us make data-driven decisions.


We switched to Snappay seeking a solution that could streamline our payment processes, and we were not disappointed. The platform's user-friendly dashboard makes managing transactions a breeze, while its robust fraud prevention measures give us peace of mind.

Ufoma Joseph

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